Household insurance and personal liability insurance
Experts agree: Everyone should have both household contents insurance and private liability insurance to protect themselves from financial consequences in the event of damage. Only the combination of these two indispensable insurance policies ensures comprehensive protection - and a good feeling of security.
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Our household contents and liability combination ensures that everything in your home is in order.
The household contents insurance protects your treasures in the event of burglary, fire, water and broken glass. And private liability insurance is there if you cause damage to someone - for example if your rented apartment is damaged or if your four-legged friend commits a crime while away from home.
THAT'S IN IT
Liability
Our liability insurance protects your wallet if you have made a mistake. Because a mishap can happen quickly - and it doesn't always just end with a broken window. Whether property damage or personal injury: our liability insurance is there for you if you cause damage to someone.
Our services:
- At home and on the go: Our liability applies worldwide
- Tenant protection: We pay for damages that the landlord claims
- Protection: We protect rented and borrowed items
- Dog owner's liability included: We pay whatever your four-legged friend commits
- On the bike and on foot: We protect you from the financial consequences if you injure someone in traffic
- Optionally also damage to someone else's car: Our optional third-party driver insurance pays for the damage and the possible loss of the owner's bonus
Household items
And our household contents insurance protects everything you hold dear - from your bike to your laptop. It replaces your property in the event of fire and water damage, theft and glass breakage. Household contents insurance is not mandatory in most cantons, but it will help you sleep better.
Our services:
- Your household contents in use are insured for their new value - i.e. the price you would pay today to buy your property new
- Our household contents insurance applies to everyone who lives in the same household
- In an emergency, first aid from experts is insured free of charge around the clock
COMMON QUESTIONS - AND THE RIGHT ANSWERS
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Is my e-bike covered by my household contents insurance?
E-bikes up to 25 km/h are automatically covered by household contents insurance. However, make sure that your insurance sum is sufficiently high. It is also worth checking the insured amount for theft away from home - for example in the event that your e-bike is stolen at the train station.
E-bikes that can travel over 25 km/h can we do not insure. -
Does personal liability insurance apply to the entire family?
Yes, provided you take out multi-person insurance. Then everyone who lives in the same household is insured.
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Is my drone covered by personal liability insurance?
Drones weighing up to 500 grams are automatically insured under private liability insurance. We cannot insure drones over 500 grams.
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Is riding other people's horses insured?
No.
HOW IT WORKS
Provide information
In order to calculate your premium, we need some information from you and the property you want to insure.
Select protection
Choose exactly the insurance protection that suits you. And adapt your insurance to your individual needs by selecting the appropriate additional coverage.
Conclude a contract or request an offer
Choose exactly the insurance coverage that suits you. And adapt your insurance to your individual needs by selecting the appropriate additional coverage.
