Hospital insurance myFlex
With hospital insurance, you always have the choice for treatments in the hospital - the ideal complement to basic insurance.
- Free choice of hospital and hospital department throughout Switzerland.
- Worldwide coverage for emergencies.
- Contributions for births at home or in a birthing center.
Insured benefits
The CSS insurance reimburses the following benefits in addition to the statutory benefits of basic insurance from the myFlex hospital insurance:
myFlex Premiume: For one person accompanying the child or adult max. CHF 160/day up to max. CHF 4,000/kj.
myFlex Balance: All stated accommodation costs, but at least CHF 1,000.
myFlex Premium: All stated accommodation costs, However, at least CHF 1,000.
myFlex Balance: Together max. CHF 80/day up to max. CHF 2,000/kj.
myFlex Premium: Total max. CHF 160/day up to max. CHF 4,000/kj.
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Frequently Asked Questions
Basic insurance only reimburses the tariff set in your canton of residence for the stay and medical treatment in the general ward (multi-bed room), provided that the hospital is on the hospital list of your canton of residence (listed hospital) or you need to be treated in a hospital outside the canton for medical reasons . You have to pay for any services that go beyond this yourself - for example, household help after an acute hospital stay or childcare while you recover in the hospital. These additional services in particular provide financial relief and more relaxation.
For minor procedures, a hospital stay in the general ward is often sufficient. There are no additional costs to you as a patient.
If you have a longer hospital stay, you may want more peace and privacy. In this case, you can choose the semi-private (double room) or private department (single room) for an additional charge (share of costs).
You may only want to have certain operations carried out by a specific doctor - for example if it is a particularly complicated procedure. However, free choice of doctor is only available in the semi-private and private departments.
Therefore, please ask CSS Insurance beforehand whether they will cover the entire cost of your hospital stay.
Your official residence is in Switzerland.
You will receive a positive acceptance letter from CSS Insurance. To assess the risk, you will need your fully completed health declaration.
You can cancel the insurance on December 31st and switch to another health insurance company in Switzerland. A notice period of three months applies. The cancellation must be received by your health insurance company by the last working day in September at the latest. If the insurance premium changes, a one-month notice period applies. The cancellation must then be received by the health insurance company by the last working day in November at the latest.